Rooted in the Mangaluru Community
Navayuga Credit Souharda Co-operative Society Ltd. is a registered co-operative credit society headquartered in Pumpwell, Mangaluru. Registered under the Souharda Co-operative framework (Reg. No. DRP:S9:REG:SOU:CR05:6286:2021-22), the society exists to serve its members — not external shareholders.
We bring together the savings of the community and channel them into deposits that earn attractive returns and loans that help members meet their goals. Every rupee deposited works within the community, supporting local families, traders and institutions.
Our Pumpwell branch offers a full range of services: fixed and recurring deposits, personal and business loans, gold and vehicle loans, insurance facilitation, and everyday banking conveniences like RTGS/NEFT, demand drafts and PAN card assistance.
Our Mission
To provide accessible, transparent and competitively-priced financial services that strengthen the economic security of our members and the wider Mangaluru community.
Our Vision
To be the most trusted co-operative credit society in the region — known for fair dealing, strong returns and genuine member care.
Our Core Values
The principles that guide every account we open and every loan we approve.
Transparency
Clear interest rates, plainly stated terms, and no hidden charges. What you see is what you get.
Member Ownership
As a co-operative, our members are our owners. Decisions are made in their collective interest.
Financial Inclusion
Special schemes for women, senior citizens and reserve categories ensure everyone has access.
Reliability
Assured returns, secure custody of valuables, and a team you can count on.
Community Growth
Local savings fund local needs — keeping prosperity within Mangaluru.
Personal Service
Friendly, approachable staff who take the time to understand your goals.
A Registered Souharda Co-operative
Society Information
Full Name: Navayuga Credit Souharda Co-operative Society Ltd., Mangaluru
Registration No.: DRP:S9:REG:SOU:CR05:6286:2021-22
Head Office / Branch: 1st Floor, Padmashree Complex, Pumpwell, Kankanady, Mangaluru – 575 002
Contact: 0824-4633362
Email: ncscmangaluru@gmail.com
Join a Society That Works For You
Become a member and gain access to competitive deposits, accessible loans and a community that has your back.