DRP:S9:REG:SOU:CR05:6286:2021-22 📞 0824-4633362 ✉ ncscmangaluru@gmail.com
Loan Facilities Available

Borrow With Confidence

Quick, member-friendly loan products to meet life’s needs — whether personal milestones, business growth, a new vehicle, or unlocking the value of your gold.

Home › Loans

LOAN CARDS

Our Loan Products

Four Loan Types for Every Need

All loans are available exclusively to society members. Competitive interest rates and transparent terms — no hidden charges.

Personal Loan

Flexible financing for weddings, education, medical needs, home renovation and other personal goals.

  • Quick processing and disbursal
  • Flexible repayment schedule
  • Minimal documentation
  • Available to all members

Business Loan

Working capital and expansion support for traders, shop owners, service providers and small enterprises.

  • Support for working capital needs
  • Equipment and expansion finance
  • Tailored repayment plans
  • Helps local businesses thrive

Vehicle Loan

Affordable financing to help you drive home a new two-wheeler, car or commercial vehicle.

  • Two-wheelers and four-wheelers
  • Competitive interest rates
  • Easy EMI options
  • Quick approval process

Gold Loan

Instant liquidity against your gold ornaments with safe, secure custody and attractive terms.

  • Instant cash against gold pledged
  • Secure vault storage for ornaments
  • Low interest rates
  • Flexible repayment options

HOW TO APPLY

How It Works

Applying For a Loan

A simple, transparent process from application to disbursal — designed to respect your time.

1

Become a Member

Open a Members Savings Account at our Pumpwell branch. Bring your ID proof, address proof and passport-size photos.

2

Submit Your Application

Fill in the loan application form at the branch. Our staff will guide you through the required documentation for your loan type.

3

Approval & Disbursal

Your application is reviewed, approved and the loan amount disbursed to your account. Quick turnaround, especially for gold loans.

KEY FEATURES TABLE

At a Glance

Loan Products Summary

Loan Facilities Member-Only
Loan Type Purpose Security Key Benefit
Personal Loan Wedding, education, medical, home renovation Guarantors / deposits Flexible end-use
Business Loan Working capital, expansion, equipment Business assets / guarantors Supports local enterprise
Vehicle Loan Two-wheeler, car, commercial vehicle Vehicle hypothecation Easy EMI options
Gold Loan Immediate cash needs Gold ornaments pledged Instant disbursal

Loan terms, interest rates and eligibility criteria may vary. Please visit the branch or call 0824-4633362 for detailed terms applicable to your situation.

Need a Loan? Let’s Talk.

Visit our Pumpwell branch or send us an enquiry. Our team will guide you to the right loan product and help you through the process.

Enquire Now